Travel
The travel insurance policy covers accidents to the Insured and losses arising from a journey whether by air, sea or land.
Coverage
The type of coverage that is normally provided under Travel policy include:
- Death and permanent disablement
- Loss of luggage
- Loss of passport and money
- Hospitalization and medical expenses
- Repatriation
- Curtailment
- Hijacking
(Coverage may vary between different insurers)
Exclusions
Losses caused by certain events are excluded from the cover.
Some common exclusions include:
- War risks
- Suicide and insanity
- AIDS
- Provoke murder or assault
- Childbirth or miscarriage
- Hazardous sports
- Baggage delay and loss of baggage and personal effects due to seizure or destruction under quarantine or custom regulation.
(List is not exhaustive and may vary between different insurers)